Frequently Asked Questions

MyFinPortfolio is a human-led, AI-powered investment advisory platform designed to help Indian retail investors make informed, long-term financial decisions. We combine the experience of SEBI Registered Investment Advisors (RIA) with technology to deliver personalised, transparent, and regulation-compliant investment advice.

MyFinPortfolio focuses on advisory, education, and portfolio guidance across six asset classes: Mutual Funds, ETFs, Digital Gold, Fixed Deposits, Corporate Bonds, and Government Schemes. It is not a trading or execution platform.

It is designed for Indian retail, digitally savvy investors who want customised advice for long-term investing. It is not suitable for intraday trading, speculative ideas, or guaranteed returns.

Yes. MyFinPortfolio operates as a Non-Individual SEBI Registered Investment Adviser (RIA No. INA000020934, Validity August 2025 – Perpetual), in compliance with SEBI Investment Adviser Regulations.

SEBI RIA registration ensures client-first fiduciary advice, no hidden commissions, mandatory risk profiling and suitability, and strict disclosure and documentation standards.

No. MyFinPortfolio follows a fee-only advisory model. We do not receive commissions, incentives, or kickbacks from AMCs or product providers. This ensures unbiased advice.

Most finance apps focus on transactions or short-term engagement. MyFinPortfolio focuses on long-term wealth creation built on quality advice, trust, clarity, and discipline.

Sign up, complete your profile and risk assessment, and start with the DIY module. It helps you understand the platform before subscribing to the Advisor Module.

The DIY Module helps you curate your own strategy. It includes risk profiling, a knowledge base, and a Portfolio Allocator report showing broad asset allocation. The Portfolio Allocator is available for a one-time fee of ₹99.

This is the core offering where SEBI RIAs create a customised portfolio for you. It includes detailed recommendations, validated by RIAs, and quarterly portfolio reviews based on updated information.

Advice is human-led and supported by technology. AI assists in data analysis, personalisation, and explainability, while final validation is done by SEBI RIAs.

No. Guaranteed returns are illegal and misleading in market-linked investments. All investments involve risk, and past performance does not guarantee future results.

After subscribing to the Advisor Module, you complete KYC and risk assessment. We collect detailed information to customise a portfolio suited to your profile.

No. We provide advisory guidance, not trading signals. All actions are taken at the user’s discretion.

Fees are transparent and disclosed upfront. DIY Portfolio Allocator costs ₹99 (one-time). The Advisor Module is subscription-based.

No. Fees are not linked to portfolio size or investment returns.

Yes. Your data is encrypted, used only for advisory purposes, and never sold to third parties.

No. Data is shared only when legally required or with explicit user consent.

Market downturns are part of investing. We focus on risk-aligned portfolios, long-term discipline, and avoiding emotional decisions.

You can reach us via in-app support or email at help@myfinportfolio.com.

You will hear from us when your portfolio needs attention, during quarterly reviews, or when important context is required.

Yes. You can discontinue at any time. There are no lock-ins beyond the agreed advisory period.

To help you think clearly about money. We want to help you build your wealth intelligently!